Consumer Protection Bureau joins FTC in brief supporting consumers

Posted on August 14, 2013 by Noah Wood

The Consumer Financial Protection Bureau (CFPB) joined the Federal Trade Commission (FTC) in filing an amicus brief in a case involving threats by debt collectors based on time-barred debts. The filing argues that actual or threatened litigation is not a necessary predicate for a violation of the Fair Debt Collection Practices Act (FDCPA), when a debt collector is attempting to collect a debt for which the statute of limitations for initiating a collection action has expired. The CFPB brief can be found at www.consumerfinance.gov/amicus/.